21 Oak StProctorMN55810








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Proctor at 21 Oak St, Proctor, MN, 55810 at $170,000 posts ROI 26.14% with $293/mo cash flow from $1,354/mo rent. Total monthly income equals $1,354/mo, and annual cash flow records $3,510/yr on $56,355 to close. Return on cash invested measures 26.14% and rental yield reads 9.56% at the current $170,000. Equity gained on principal adds $1,097/yr, and 5% annual appreciation supports $46,968 by year five. Five-year ROI prints 136.34% and total cumulative return in cash totals $76,833.
You can finance with Ziffy Mortgage’s DSCR loan, which relies on $1,354/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).
Single Family
Built in 1930
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55810, Duluth, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,952 (100%) |
| Owner Occupied HU | 3,299 (83.5%) |
| Renter Occupied HU | 471 (11.9%) |
| Vacant Housing Units | 182 ( 4.6%) |
| Median Home Value | $323,129 |
| Average Home Value | $333,484 |
Housing Distribution
Address Breakdown
Residential
3,790
Single Family
3,551
Multi-Family
239
Businesses
190
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