21 Monroe StreetSaint JohnsvilleNY13452








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Saint Johnsville at 21 Monroe Street, Saint Johnsville, NY, 13452 priced at $110,000 converts $875/mo rent into $141/mo cash flow after a $538/mo obligation. Total monthly income equals $875/mo, and annual cash flow totals $1,690/yr on $36,465 invested. Return on cash invested prints 24.54% in year one, and rental yield reads 9.55% against a $110,000 entry. Equity gained on principal adds $710/yr, while 5% annual appreciation compiles into $30,391 by year five. Five-year ROI reaches 128.34% and total cumulative return in cash sums $46,800. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $875/mo property income covering a $538/mo payment, not borrower’s personal income.
Single Family
Built in 1904
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13452, Saint Johnsville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,132 (100%) |
| Owner Occupied HU | 1,396 (65.5%) |
| Renter Occupied HU | 454 (21.3%) |
| Vacant Housing Units | 282 (13.2%) |
| Median Home Value | $148,148 |
| Average Home Value | $198,501 |
Housing Distribution
Address Breakdown
Residential
1,888
Single Family
1,888
Multi-Family
0
Businesses
97
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Listed by: Michael J Miner • Miner Realty and Property Management LLC
Mls Name: Global MLS
Mls ID: #202523187






