21 Mayfair LnBuffaloNY14201
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 2.8% gross rental yield, 21 Mayfair Ln, Buffalo, NY, 14201 in Buffalo is priced for capital growth, not immediate cash flow. The $1,600,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $442,051 by year five, with $14,736/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.52) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $163,046.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.8% | 6.5% |
| Monthly Cash Flow | $(6,947) | $450 |
City averages based on Buffalo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,738 |
| Total Monthly Debt Service | $10,048 |
| DSCR Ratio | 0.37x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1880
8,786 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14201, Buffalo, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,567 (100%) |
| Owner Occupied HU | 1,227 (16.2%) |
| Renter Occupied HU | 5,405 (71.4%) |
| Vacant Housing Units | 935 (12.4%) |
| Median Home Value | $335,827 |
| Average Home Value | $375,897 |
Housing Distribution
Address Breakdown
Residential
5,939
Single Family
3,595
Multi-Family
2,344
Businesses
453
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1880
8,786 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14201, Buffalo, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,567 (100%) |
| Owner Occupied HU | 1,227 (16.2%) |
| Renter Occupied HU | 5,405 (71.4%) |
| Vacant Housing Units | 935 (12.4%) |
| Median Home Value | $335,827 |
| Average Home Value | $375,897 |
Housing Distribution
Address Breakdown
Residential
5,939
Single Family
3,595
Multi-Family
2,344
Businesses
453
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices