21 Kellar Drive ExtBernhards BayNY13028








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Bernhards Bay at 21 Kellar Drive Ext, Bernhards Bay, NY, 13028 at $425,000 posts ROI 12.09% with from $1,920/mo rent. Total monthly income equals $1,920/mo. Return on cash invested measures 12.09% and rental yield reads 5.42% at the current $425,000. Equity gained on principal adds $2,742/yr, and 5% annual appreciation supports $117,420 by year five. Five-year ROI prints 61.58% and total cumulative return in cash totals $86,765. You can finance with Ziffy Mortgage’s DSCR loan, which relies on $1,920/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).
Single Family
Built in 1938
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13028, Bernhards Bay, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 746 (100%) |
| Owner Occupied HU | 433 (58.0%) |
| Renter Occupied HU | 87 (11.7%) |
| Vacant Housing Units | 226 (30.3%) |
| Median Home Value | $184,375 |
| Average Home Value | $246,669 |
Housing Distribution
Address Breakdown
Residential
533
Single Family
533
Multi-Family
0
Businesses
14
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Listed by: Gretchen Loomis • Coldwell Banker Prime Prop. Inc.
Mls Name: NYSAMLSs
Mls ID: #S1653519








