21 James StPhoenixNY13135








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Phoenix at 21 James St, Phoenix, NY, 13135 uses $46,079 cash to close to unlock $2,005/yr annual cash flow and $167/mo monthly cash flow. Total monthly income runs $1,095/mo, and a $680/mo payment keeps the spread at $167/mo. Purchase price stands at $139,000, and rental yield measures 9.45% with $1,095/mo rent. Return on cash invested shows 24.26% in year one, and 5% annual appreciation builds toward $38,403 over five years. Five-year ROI reaches 126.92% and total cumulative return in cash records $58,484. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,095/mo property income covering a $680/mo payment rather than investor’s personal income.
Single Family
Built in 1880
5,440 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13135, Phoenix, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,738 (100%) |
| Owner Occupied HU | 1,800 (65.7%) |
| Renter Occupied HU | 680 (24.8%) |
| Vacant Housing Units | 258 ( 9.4%) |
| Median Home Value | $205,943 |
| Average Home Value | $237,811 |
Housing Distribution
Address Breakdown
Residential
2,709
Single Family
2,403
Multi-Family
306
Businesses
188
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Listed by: Sarah Massett • Hunt Real Estate Era
Mls Name: NYSAMLSs
Mls Provider:
Mls ID: #S1607516
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