21 Hampton Way #1621SayrevilleNJ08872
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 21 Hampton Way #1621, Sayreville, NJ, 08872 in Sayreville worth modelling. At $500,000 with a 9.79% gross yield, the $4,080/mo rent leaves $119/mo after the $2,248/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.81 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $138,141 by year five; $4,605/yr in principal reduction adds further equity. Total projected return: $201,087.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 6.2% |
| Monthly Cash Flow | $119 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,080 |
| Total Monthly Debt Service | $3,762 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1978
871.20 sqft lot
$N/A/sqft
$397 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08872, Sayreville, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,981 (100%) |
| Owner Occupied HU | 4,780 (59.9%) |
| Renter Occupied HU | 2,914 (36.5%) |
| Vacant Housing Units | 287 ( 3.6%) |
| Median Home Value | $500,860 |
| Average Home Value | $518,420 |
Housing Distribution
Address Breakdown
Residential
7,678
Single Family
7,256
Multi-Family
422
Businesses
323
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1978
871.20 sqft lot
$N/A/sqft
$397 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08872, Sayreville, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,981 (100%) |
| Owner Occupied HU | 4,780 (59.9%) |
| Renter Occupied HU | 2,914 (36.5%) |
| Vacant Housing Units | 287 ( 3.6%) |
| Median Home Value | $500,860 |
| Average Home Value | $518,420 |
Housing Distribution
Address Breakdown
Residential
7,678
Single Family
7,256
Multi-Family
422
Businesses
323
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tereza Timo-Roth • Realty One Group Emerge
Mls Name: MoreMLS
Mls Provider:
Mls ID: #22514405
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.