21 Gt Barrington RdWest StockbridgeMA01266
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 21 Gt Barrington Rd, West Stockbridge, MA, 01266 in West Stockbridge speaks for itself: 10.22% gross on a $489,900 price, generating $4,174/mo in rent and $1,086/mo in net income after the $2,203/mo debt service. DSCR 1.89, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $13,030 stacks alongside $135,350 in projected five-year appreciation and $4,512/yr in principal reduction. Projected total cumulative return: $255,946.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.0% |
| Monthly Cash Flow | $1,086 | $350 |
City averages based on West Stockbridge market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,174 |
| Total Monthly Debt Service | $2,893 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
0.72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01266, West Stockbridge, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,133 (100%) |
| Owner Occupied HU | 641 (56.6%) |
| Renter Occupied HU | 111 ( 9.8%) |
| Vacant Housing Units | 381 (33.6%) |
| Median Home Value | $600,862 |
| Average Home Value | $736,544 |
Housing Distribution
Address Breakdown
Residential
497
Single Family
497
Multi-Family
0
Businesses
74
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
0.72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01266, West Stockbridge, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,133 (100%) |
| Owner Occupied HU | 641 (56.6%) |
| Renter Occupied HU | 111 ( 9.8%) |
| Vacant Housing Units | 381 (33.6%) |
| Median Home Value | $600,862 |
| Average Home Value | $736,544 |
Housing Distribution
Address Breakdown
Residential
497
Single Family
497
Multi-Family
0
Businesses
74
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Susan Calkins • STONE HOUSE PROPERTIES, LLC
Mls Name: BCMLS
Mls Provider:
Mls ID: #248472