21 Fernleaf CtBrunswickGA31525
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 21 Fernleaf Ct, Brunswick, GA, 31525 in Brunswick at $380,000 earns $2,515/mo in rent and nets $132/mo after the $1,709/mo payment, a 7.94% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $104,987 over five years. Ziffy Mortgage underwrites this on a 1.47 DSCR without U.S. credit history. With $3,500/yr in principal paydown, total projected return reaches $152,694.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 8.0% |
| Monthly Cash Flow | $132 | $250 |
City averages based on Brunswick market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,515 |
| Total Monthly Debt Service | $2,232 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
0.26 Acres lot
$N/A/sqft
$650 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31525, Brunswick, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,779 (100%) |
| Owner Occupied HU | 7,418 (53.8%) |
| Renter Occupied HU | 5,046 (36.6%) |
| Vacant Housing Units | 1,315 ( 9.5%) |
| Median Home Value | $242,674 |
| Average Home Value | $270,144 |
Housing Distribution
Address Breakdown
Residential
13,513
Single Family
11,819
Multi-Family
1,694
Businesses
663
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
0.26 Acres lot
$N/A/sqft
$650 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31525, Brunswick, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,779 (100%) |
| Owner Occupied HU | 7,418 (53.8%) |
| Renter Occupied HU | 5,046 (36.6%) |
| Vacant Housing Units | 1,315 ( 9.5%) |
| Median Home Value | $242,674 |
| Average Home Value | $270,144 |
Housing Distribution
Address Breakdown
Residential
13,513
Single Family
11,819
Multi-Family
1,694
Businesses
663
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Stacy Doud • BHHS Hodnett Cooper Real Estate BWK
Mls Name: GIAOR
Mls ID: #1654188
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.