21 Chestnut St, Westfield, NY, 14787 | 4.52% Rental Yield

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $1,050/mo, and a $1,366/mo payment. Purchase price stands at $279,000, and rental yield measures 4.52% with $1,050/mo rent. Return on cash invested shows 9.35% in year one, and 5% annual appreciation builds toward $77,083 over five years. Five-year ROI reaches 46.91% and total cumulative return in cash records $43,387. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,050/mo property income covering a $1,366/mo payment rather than investor’s personal income.

Single Family

Built in 1890

2 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 14787, Westfield, NY area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	2,608 (100%)
Owner Occupied HU	1,550 (59.4%)
Renter Occupied HU	527 (20.2%)
Vacant Housing Units	531 (20.4%)
Median Home Value	$158,824
Average Home Value	$193,263