21 Broad StreetSchuylervilleNY12871
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 21 Broad Street, Schuylerville, NY, 12871 in Schuylerville hard to pass up. The 11.61% gross yield on a $320,000 purchase results in $3,097/mo in rent and $960/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.15). Annual cash flow of $11,523, five-year appreciation of $88,410, and $2,947/yr in equity build-up combine for a projected total cumulative return of $183,836.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 6.2% |
| Monthly Cash Flow | $960 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,097 |
| Total Monthly Debt Service | $2,010 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1960
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12871, Schuylerville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,993 (100%) |
| Owner Occupied HU | 1,393 (69.9%) |
| Renter Occupied HU | 416 (20.9%) |
| Vacant Housing Units | 184 ( 9.2%) |
| Median Home Value | $335,559 |
| Average Home Value | $382,109 |
Housing Distribution
Address Breakdown
Residential
1,714
Single Family
1,690
Multi-Family
24
Businesses
123
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1960
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12871, Schuylerville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,993 (100%) |
| Owner Occupied HU | 1,393 (69.9%) |
| Renter Occupied HU | 416 (20.9%) |
| Vacant Housing Units | 184 ( 9.2%) |
| Median Home Value | $335,559 |
| Average Home Value | $382,109 |
Housing Distribution
Address Breakdown
Residential
1,714
Single Family
1,690
Multi-Family
24
Businesses
123
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mylene Coltey • Howard Hanna Capital Inc
Mls Name: Global MLS
Mls ID: #202611374