21 Bog Hollow CourtWest CreekNJ08092
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 21 Bog Hollow Court, West Creek, NJ, 08092 in West Creek achieves a 1.50 ratio at $798,000: $5,368/mo rent versus $3,588/mo debt service. Rental yield 8.07%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 8.07% yield compounds alongside 5% annual appreciation projecting $220,473 in value. Total projected cumulative return: $285,274.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $(320) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,368 |
| Total Monthly Debt Service | $5,371 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
2.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08092, West Creek, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,759 (100%) |
| Owner Occupied HU | 1,353 (76.9%) |
| Renter Occupied HU | 183 (10.4%) |
| Vacant Housing Units | 223 (12.7%) |
| Median Home Value | $571,611 |
| Average Home Value | $575,601 |
Housing Distribution
Address Breakdown
Residential
1,487
Single Family
1,487
Multi-Family
0
Businesses
144
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
2.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08092, West Creek, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,759 (100%) |
| Owner Occupied HU | 1,353 (76.9%) |
| Renter Occupied HU | 183 (10.4%) |
| Vacant Housing Units | 223 (12.7%) |
| Median Home Value | $571,611 |
| Average Home Value | $575,601 |
Housing Distribution
Address Breakdown
Residential
1,487
Single Family
1,487
Multi-Family
0
Businesses
144
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices