21 Allan RoadBrewsterNY10509
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 21 Allan Road, Brewster, NY, 10509 in Brewster speaks for itself: 11.86% gross on a $425,000 price, generating $4,200/mo in rent and $1,362/mo in net income after the $2,015/mo debt service. DSCR 2.08, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $16,343 stacks alongside $117,420 in projected five-year appreciation and $3,563/yr in principal reduction. Projected total cumulative return: $241,741.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 6.2% |
| Monthly Cash Flow | $1,362 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,200 |
| Total Monthly Debt Service | $2,773 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10509, Brewster, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,575 (100%) |
| Owner Occupied HU | 5,327 (70.3%) |
| Renter Occupied HU | 1,768 (23.3%) |
| Vacant Housing Units | 480 ( 6.3%) |
| Median Home Value | $482,832 |
| Average Home Value | $539,434 |
Housing Distribution
Address Breakdown
Residential
7,276
Single Family
6,813
Multi-Family
463
Businesses
911
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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