20965 Hoch Eye WayOak CreekCO80467
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 20965 Hoch Eye Way, Oak Creek, CO, 80467 in Oak Creek. Priced at $110,000, it generates $2,526/mo in gross rent and $1,875/mo in net monthly cash flow, a 27.56% yield that comfortably supports the 5.10 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $22,506. Five-year appreciation: $30,391. Equity from principal paydown: $1,013/yr. Total projected cumulative return: $162,253.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 27.6% | 5.5% |
| Monthly Cash Flow | $1,875 | $250 |
City averages based on Oak Creek market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,526 |
| Total Monthly Debt Service | $607 |
| DSCR Ratio | 4.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80467, Oak Creek, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,371 (100%) |
| Owner Occupied HU | 841 (61.3%) |
| Renter Occupied HU | 214 (15.6%) |
| Vacant Housing Units | 316 (23.0%) |
| Median Home Value | $942,143 |
| Average Home Value | $1,194,774 |
Housing Distribution
Address Breakdown
Residential
753
Single Family
753
Multi-Family
0
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80467, Oak Creek, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,371 (100%) |
| Owner Occupied HU | 841 (61.3%) |
| Renter Occupied HU | 214 (15.6%) |
| Vacant Housing Units | 316 (23.0%) |
| Median Home Value | $942,143 |
| Average Home Value | $1,194,774 |
Housing Distribution
Address Breakdown
Residential
753
Single Family
753
Multi-Family
0
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Omar Richardson • United Country Real Colorado Properties
Mls Name: AGSMLS
Mls ID: #184646
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.