20955 Homer Rd Unit BSaint RobertMO65584
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Saint Robert rentals match the income profile of 20955 Homer Rd Unit B, Saint Robert, MO, 65584. Listed at $239,900, gross rent is $2,270/mo and net cash flow is $776/mo, a 11.36% yield well above national averages. DSCR 2.10 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $66,280 by year five with $2,210/yr in annual principal reduction, projecting $140,973 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 6.2% |
| Monthly Cash Flow | $776 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,270 |
| Total Monthly Debt Service | $1,399 |
| DSCR Ratio | 1.62x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2009
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65584, Saint Robert, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,892 (100%) |
| Owner Occupied HU | 2,067 (42.3%) |
| Renter Occupied HU | 2,115 (43.2%) |
| Vacant Housing Units | 710 (14.5%) |
| Median Home Value | $220,530 |
| Average Home Value | $225,623 |
Housing Distribution
Address Breakdown
Residential
4,756
Single Family
4,717
Multi-Family
39
Businesses
456
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2009
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65584, Saint Robert, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,892 (100%) |
| Owner Occupied HU | 2,067 (42.3%) |
| Renter Occupied HU | 2,115 (43.2%) |
| Vacant Housing Units | 710 (14.5%) |
| Median Home Value | $220,530 |
| Average Home Value | $225,623 |
Housing Distribution
Address Breakdown
Residential
4,756
Single Family
4,717
Multi-Family
39
Businesses
456
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MARIS
Mls ID: #26001318