2095 N 2085th StSaint ElmoIL62458
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Saint Elmo at 2095 N 2085th St, Saint Elmo, IL, 62458 generates $0/mo in rent, after a $1,468/mo payment. Total monthly income is $0/mo. Return on cash invested sits at -5.2% in year one, and rental yield is 0% on a $299,900 entry. Equity gained on principal adds $1,935/yr, while 5% annual appreciation builds toward $82,857 over five years. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $0/mo property income rather than buyer’s personal income.
Single Family
Built in 1981
1.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62458, Saint Elmo, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 936 (100%) |
| Owner Occupied HU | 682 (72.9%) |
| Renter Occupied HU | 134 (14.3%) |
| Vacant Housing Units | 120 (12.8%) |
| Median Home Value | $134,821 |
| Average Home Value | $172,262 |
Housing Distribution
Address Breakdown
Residential
883
Single Family
848
Multi-Family
35
Businesses
61
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No similar rental properties found nearby.
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Listed by: Sarah Mietzner • Full Circle Realty
Mls Name: CIBR
Mls ID: #6256255