20942 Queens Park LnHuntington BeachCA92646
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Huntington Beach at 20942 Queens Park Ln, Huntington Beach, CA, 92646 projects strong ROI of 10.71%. Rental yield 4.05%. With 5% annual appreciation, the property builds $621,606 in value over five years. Equity growth combined delivers a projected five-year ROI of 70.17%, translating into $445,972 in total cumulative return on $635,597 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.1% | 5.5% |
| Monthly Cash Flow | $(6,326) | $300 |
City averages based on Huntington Beach market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,592 |
| Total Monthly Debt Service | $13,023 |
| DSCR Ratio | 0.58x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1969
6,003 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92646, Huntington Beach, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,100 (100%) |
| Owner Occupied HU | 16,025 (69.4%) |
| Renter Occupied HU | 6,433 (27.8%) |
| Vacant Housing Units | 642 ( 2.8%) |
| Median Home Value | $1,150,642 |
| Average Home Value | $1,139,607 |
Housing Distribution
Address Breakdown
Residential
22,221
Single Family
20,470
Multi-Family
1,751
Businesses
563
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1969
6,003 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92646, Huntington Beach, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,100 (100%) |
| Owner Occupied HU | 16,025 (69.4%) |
| Renter Occupied HU | 6,433 (27.8%) |
| Vacant Housing Units | 642 ( 2.8%) |
| Median Home Value | $1,150,642 |
| Average Home Value | $1,139,607 |
Housing Distribution
Address Breakdown
Residential
22,221
Single Family
20,470
Multi-Family
1,751
Businesses
563
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sheralyn McVeigh • McVeigh Properties
Mls Name: CRMLS
Mls ID: #OC25257238