2094 N Union AveOzarkAL36360
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Ozark at 2094 N Union Ave, Ozark, AL, 36360 offers $1,080/mo rent that, after a $612/mo payment, leaves $374/mo cash flow. Total monthly income is $1,080/mo, and annual cash flow is $4,491/yr on $41,438 cash. Return on cash invested measures 30.75% in year one, and rental yield stands at 10.37% at a $125,000 entry. Equity gained on principal adds $807/yr while 5% annual appreciation compounds into $34,535 by year five. Five-year ROI records 160.33% and total cumulative return in cash reaches $66,437. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,080/mo property income versus a $612/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1969
0.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36360, Ozark, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,373 (100%) |
| Owner Occupied HU | 5,502 (58.7%) |
| Renter Occupied HU | 2,856 (30.5%) |
| Vacant Housing Units | 1,015 (10.8%) |
| Median Home Value | $153,842 |
| Average Home Value | $173,503 |
Housing Distribution
Address Breakdown
Residential
8,920
Single Family
8,513
Multi-Family
407
Businesses
531
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Listed by: Brittany Cureton • Cureton and Associates Real Estate Team
Mls Name: SAMLS
Mls ID: #203364
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.