2090 Gus Moran StEl PasoTX79936
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 2090 Gus Moran St, El Paso, TX, 79936 in El Paso earns a 9.89% gross yield at $363,000. Rent of $2,990/mo nets $409/mo after the $1,632/mo mortgage. The 1.83 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $100,290 and $3,343/yr in equity accumulation project a total cumulative return of $165,448.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 5.8% |
| Monthly Cash Flow | $409 | $385 |
City averages based on El Paso market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,990 |
| Total Monthly Debt Service | $2,437 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79936, El Paso, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 38,311 (100%) |
| Owner Occupied HU | 25,719 (67.1%) |
| Renter Occupied HU | 11,315 (29.5%) |
| Vacant Housing Units | 1,277 ( 3.3%) |
| Median Home Value | $205,341 |
| Average Home Value | $242,808 |
Housing Distribution
Address Breakdown
Residential
37,280
Single Family
33,765
Multi-Family
3,515
Businesses
2,611
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79936, El Paso, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 38,311 (100%) |
| Owner Occupied HU | 25,719 (67.1%) |
| Renter Occupied HU | 11,315 (29.5%) |
| Vacant Housing Units | 1,277 ( 3.3%) |
| Median Home Value | $205,341 |
| Average Home Value | $242,808 |
Housing Distribution
Address Breakdown
Residential
37,280
Single Family
33,765
Multi-Family
3,515
Businesses
2,611
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices