209 Haas RoadSchuylervilleNY12871
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 209 Haas Road, Schuylerville, NY, 12871 in Schuylerville fits: $869,000, 5.95% gross yield, and a projected 5% annual appreciation rate adding $240,089 in value within five years. Rental yield 5.95%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (1.10) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $8,004/yr in principal paydown and $240,089 in appreciation project a total return of $235,029.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 6.2% |
| Monthly Cash Flow | $(1,497) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,306 |
| Total Monthly Debt Service | $5,457 |
| DSCR Ratio | 0.79x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
12 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12871, Schuylerville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,993 (100%) |
| Owner Occupied HU | 1,393 (69.9%) |
| Renter Occupied HU | 416 (20.9%) |
| Vacant Housing Units | 184 ( 9.2%) |
| Median Home Value | $335,559 |
| Average Home Value | $382,109 |
Housing Distribution
Address Breakdown
Residential
1,714
Single Family
1,690
Multi-Family
24
Businesses
123
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
12 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12871, Schuylerville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,993 (100%) |
| Owner Occupied HU | 1,393 (69.9%) |
| Renter Occupied HU | 416 (20.9%) |
| Vacant Housing Units | 184 ( 9.2%) |
| Median Home Value | $335,559 |
| Average Home Value | $382,109 |
Housing Distribution
Address Breakdown
Residential
1,714
Single Family
1,690
Multi-Family
24
Businesses
123
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Daniel Gaba • Coldwell Banker Prime Properties
Mls Name: Global MLS
Mls ID: #202519891