209 Campbell StWestmorelandKS66549
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 209 Campbell St, Westmoreland, KS, 66549 in Westmoreland worth study. Rental yield 2.45%. The 2.45% gross yield is below cash-flow benchmarks at $269,000, but 5% annual appreciation, adding $74,320 over five years, frames this as a capital growth position. Rent of $548/mo partially offsets the $1,210/mo payment. Ziffy Mortgage finances appreciation-play properties (0.45 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $22,681.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.5% | 8.0% |
| Monthly Cash Flow | $(1,241) | $400 |
City averages based on Westmoreland market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $548 |
| Total Monthly Debt Service | $1,683 |
| DSCR Ratio | 0.33x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1974
0.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66549, Westmoreland, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 741 (100%) |
| Owner Occupied HU | 509 (68.7%) |
| Renter Occupied HU | 134 (18.1%) |
| Vacant Housing Units | 98 (13.2%) |
| Median Home Value | $264,041 |
| Average Home Value | $310,864 |
Housing Distribution
Address Breakdown
Residential
495
Single Family
486
Multi-Family
9
Businesses
52
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1974
0.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66549, Westmoreland, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 741 (100%) |
| Owner Occupied HU | 509 (68.7%) |
| Renter Occupied HU | 134 (18.1%) |
| Vacant Housing Units | 98 (13.2%) |
| Median Home Value | $264,041 |
| Average Home Value | $310,864 |
Housing Distribution
Address Breakdown
Residential
495
Single Family
486
Multi-Family
9
Businesses
52
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: FHARMLS as distributed by MLS GRID
Mls ID: #20261028