2089 W Claira RdNampaID83651
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis is a cash-flow-light asset: 2089 W Claira Rd, Nampa, ID, 83651 in Nampa, $344,500, 7.66% gross yield, $186/mo net income. Consider it a market-entry position, the $2,200/mo rent covers the $1,549/mo payment with a margin, and 5%/yr appreciation is projected to add $95,179 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.42) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $144,061.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 4.2% |
| Monthly Cash Flow | $186 | $850 |
City averages based on Nampa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,200 |
| Total Monthly Debt Service | $1,845 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2019
3,484 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83651, Nampa, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,697 (100%) |
| Owner Occupied HU | 10,014 (68.1%) |
| Renter Occupied HU | 4,121 (28.0%) |
| Vacant Housing Units | 562 ( 3.8%) |
| Median Home Value | $382,292 |
| Average Home Value | $414,528 |
Housing Distribution
Address Breakdown
Residential
13,647
Single Family
13,244
Multi-Family
403
Businesses
1,198
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2019
3,484 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83651, Nampa, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,697 (100%) |
| Owner Occupied HU | 10,014 (68.1%) |
| Renter Occupied HU | 4,121 (28.0%) |
| Vacant Housing Units | 562 ( 3.8%) |
| Median Home Value | $382,292 |
| Average Home Value | $414,528 |
Housing Distribution
Address Breakdown
Residential
13,647
Single Family
13,244
Multi-Family
403
Businesses
1,198
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices