2087 Silver Oak DrSan AntonioTX78213
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 2087 Silver Oak Dr, San Antonio, TX, 78213 in San Antonio the bet is firmly on appreciation. Rental yield 5.34%. The 5.34% gross yield on a $306,900 price is below income-first thresholds, but 5%/yr value growth projects $84,791 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.99) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $63,590.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.3% | 5.8% |
| Monthly Cash Flow | $(842) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,366 |
| Total Monthly Debt Service | $2,085 |
| DSCR Ratio | 0.66x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2023
6,534 sqft lot
$N/A/sqft
$300 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78213, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,468 (100%) |
| Owner Occupied HU | 7,841 (44.9%) |
| Renter Occupied HU | 7,808 (44.7%) |
| Vacant Housing Units | 1,819 (10.4%) |
| Median Home Value | $258,226 |
| Average Home Value | $322,878 |
Housing Distribution
Address Breakdown
Residential
17,521
Single Family
10,613
Multi-Family
6,908
Businesses
999
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2023
6,534 sqft lot
$N/A/sqft
$300 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78213, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,468 (100%) |
| Owner Occupied HU | 7,841 (44.9%) |
| Renter Occupied HU | 7,808 (44.7%) |
| Vacant Housing Units | 1,819 (10.4%) |
| Median Home Value | $258,226 |
| Average Home Value | $322,878 |
Housing Distribution
Address Breakdown
Residential
17,521
Single Family
10,613
Multi-Family
6,908
Businesses
999
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Louis Espinar • New Home Conexion Realty
Mls Name: SABOR
Mls Provider:
Mls ID: #1816157
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.