20862 McPherson RdMabelvaleAR72103
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 20862 McPherson Rd, Mabelvale, AR, 72103 in Mabelvale is narrow, $181/mo net on $2,582/mo rent after the $1,796/mo debt service, but the property operates at break-even-plus, not a loss. At $399,500 with a 7.76% yield, the long-run equity case via 5% appreciation ($110,374 over five years) and $3,679/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.44 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $162,817.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.0% |
| Monthly Cash Flow | $181 | $1,200 |
City averages based on Mabelvale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,582 |
| Total Monthly Debt Service | $2,243 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
7.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72103, Mabelvale, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,774 (100%) |
| Owner Occupied HU | 3,914 (67.8%) |
| Renter Occupied HU | 1,275 (22.1%) |
| Vacant Housing Units | 585 (10.1%) |
| Median Home Value | $182,837 |
| Average Home Value | $229,521 |
Housing Distribution
Address Breakdown
Residential
5,722
Single Family
5,331
Multi-Family
391
Businesses
253
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
7.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72103, Mabelvale, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,774 (100%) |
| Owner Occupied HU | 3,914 (67.8%) |
| Renter Occupied HU | 1,275 (22.1%) |
| Vacant Housing Units | 585 (10.1%) |
| Median Home Value | $182,837 |
| Average Home Value | $229,521 |
Housing Distribution
Address Breakdown
Residential
5,722
Single Family
5,331
Multi-Family
391
Businesses
253
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices