20851 Silver StHarrahOK73045
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 20851 Silver St, Harrah, OK, 73045 in Harrah speaks for itself: 10.86% gross on a $189,900 price, generating $1,718/mo in rent and $506/mo in net income after the $854/mo debt service. DSCR 2.01, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,068 stacks alongside $52,466 in projected five-year appreciation and $1,749/yr in principal reduction. Projected total cumulative return: $104,682.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.2% |
| Monthly Cash Flow | $506 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,718 |
| Total Monthly Debt Service | $1,137 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
8,102 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73045, Harrah, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,082 (100%) |
| Owner Occupied HU | 3,626 (71.3%) |
| Renter Occupied HU | 1,099 (21.6%) |
| Vacant Housing Units | 357 ( 7.0%) |
| Median Home Value | $279,295 |
| Average Home Value | $317,610 |
Housing Distribution
Address Breakdown
Residential
4,808
Single Family
4,776
Multi-Family
32
Businesses
273
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
8,102 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73045, Harrah, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,082 (100%) |
| Owner Occupied HU | 3,626 (71.3%) |
| Renter Occupied HU | 1,099 (21.6%) |
| Vacant Housing Units | 357 ( 7.0%) |
| Median Home Value | $279,295 |
| Average Home Value | $317,610 |
Housing Distribution
Address Breakdown
Residential
4,808
Single Family
4,776
Multi-Family
32
Businesses
273
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices