20843 Sedgewick DriveBoca RatonFL33433
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe cash-flow margin at 20843 Sedgewick Drive, Boca Raton, FL, 33433 in Boca Raton is narrow, $162/mo net on $2,586/mo rent after the $1,236/mo debt service, but the property operates at break-even-plus, not a loss. At $274,900 with a 11.29% yield, the long-run equity case via 5% appreciation ($75,950 over five years) and $2,532/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 2.09 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $153,834.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 4.5% |
| Monthly Cash Flow | $162 | $1,200 |
City averages based on Boca Raton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,586 |
| Total Monthly Debt Service | $1,715 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1979
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1979
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: BeachesMLS
Mls ID: #RX-11150564