20816 SW 85th CtCutler BayFL33189








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Cutler Bay at 20816 SW 85th Ct, Cutler Bay, FL, 33189 uses $165,750 cash to close to unlock $1,076/yr annual cash flow and $90/mo monthly cash flow. Total monthly income runs $3,587/mo, and a $2,447/mo payment keeps the spread at $90/mo. Purchase price stands at $500,000, and rental yield measures 8.61% with $3,587/mo rent. Return on cash invested shows 20.56% in year one, and 5% annual appreciation builds toward $138,141 over five years. Five-year ROI reaches 107.38% and total cumulative return in cash records $177,980. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,587/mo property income covering a $2,447/mo payment rather than investor’s personal income.
Single Family
Built in 1988
5,500 sqft lot
$N/A/sqft
$112 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33189, Miami, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,800 (100%) |
| Owner Occupied HU | 5,592 (57.1%) |
| Renter Occupied HU | 3,940 (40.2%) |
| Vacant Housing Units | 268 ( 2.7%) |
| Median Home Value | $466,823 |
| Average Home Value | $556,060 |
Housing Distribution
Address Breakdown
Residential
9,346
Single Family
7,297
Multi-Family
2,049
Businesses
475
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Listed by: David Gorson • U Realty Group, LLC
Mls Name: MIAMI
Mls Provider:
Mls ID: #A11738890
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








