20814 W 45th TerShawneeKS66218
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 20814 W 45th Ter, Shawnee, KS, 66218 in Shawnee deserves attention. This $579,000 property earns $5,626/mo in rent, a 11.66% gross yield, and nets $1,774/mo after the $2,604/mo payment. DSCR 2.16 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $159,967 compounds alongside $5,333/yr in yearly equity build, for a total cumulative return of $334,848.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 3.2% |
| Monthly Cash Flow | $1,774 | $185 |
City averages based on Shawnee market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $5,626 |
| Total Monthly Debt Service | $3,622 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66218, Shawnee Mission, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,285 (100%) |
| Owner Occupied HU | 2,785 (84.8%) |
| Renter Occupied HU | 414 (12.6%) |
| Vacant Housing Units | 86 ( 2.6%) |
| Median Home Value | $419,074 |
| Average Home Value | $464,714 |
Housing Distribution
Address Breakdown
Residential
3,241
Single Family
3,241
Multi-Family
0
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66218, Shawnee Mission, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,285 (100%) |
| Owner Occupied HU | 2,785 (84.8%) |
| Renter Occupied HU | 414 (12.6%) |
| Vacant Housing Units | 86 ( 2.6%) |
| Median Home Value | $419,074 |
| Average Home Value | $464,714 |
Housing Distribution
Address Breakdown
Residential
3,241
Single Family
3,241
Multi-Family
0
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
