2080 Gholson RdWest PaducahKY42086
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 2080 Gholson Rd, West Paducah, KY, 42086 in West Paducah worth study. Rental yield 4.05%. The 4.05% gross yield is below cash-flow benchmarks at $575,000, but 5% annual appreciation, adding $158,862 over five years, frames this as a capital growth position. Rent of $1,940/mo partially offsets the $2,586/mo payment. Ziffy Mortgage finances appreciation-play properties (0.75 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $117,391.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.1% | 6.5% |
| Monthly Cash Flow | $(1,559) | $150 |
City averages based on West Paducah market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,940 |
| Total Monthly Debt Service | $3,271 |
| DSCR Ratio | 0.59x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2018
10.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42086, West Paducah, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,803 (100%) |
| Owner Occupied HU | 1,358 (75.3%) |
| Renter Occupied HU | 294 (16.3%) |
| Vacant Housing Units | 151 ( 8.4%) |
| Median Home Value | $232,500 |
| Average Home Value | $243,993 |
Housing Distribution
Address Breakdown
Residential
1,709
Single Family
1,667
Multi-Family
42
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2018
10.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42086, West Paducah, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,803 (100%) |
| Owner Occupied HU | 1,358 (75.3%) |
| Renter Occupied HU | 294 (16.3%) |
| Vacant Housing Units | 151 ( 8.4%) |
| Median Home Value | $232,500 |
| Average Home Value | $243,993 |
Housing Distribution
Address Breakdown
Residential
1,709
Single Family
1,667
Multi-Family
42
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kathleen Gillespie • eXp Realty, LLC
Mls Name: WKRMLS
Mls ID: #134692