208 State Highway 5ArlingtonMN55307
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 208 State Highway 5, Arlington, MN, 55307 in Arlington at $210,000 earns $1,334/mo in rent and nets $23/mo after the $944/mo payment, a 7.63% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $58,019 over five years. Ziffy Mortgage underwrites this on a 1.41 DSCR without U.S. credit history. With $1,934/yr in principal paydown, total projected return reaches $81,187.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 5.8% |
| Monthly Cash Flow | $23 | $350 |
City averages based on Arlington market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,334 |
| Total Monthly Debt Service | $1,228 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1905
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55307, Arlington, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,398 (100%) |
| Owner Occupied HU | 979 (70.0%) |
| Renter Occupied HU | 329 (23.5%) |
| Vacant Housing Units | 90 ( 6.4%) |
| Median Home Value | $260,535 |
| Average Home Value | $321,440 |
Housing Distribution
Address Breakdown
Residential
1,080
Single Family
989
Multi-Family
91
Businesses
87
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1905
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55307, Arlington, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,398 (100%) |
| Owner Occupied HU | 979 (70.0%) |
| Renter Occupied HU | 329 (23.5%) |
| Vacant Housing Units | 90 ( 6.4%) |
| Median Home Value | $260,535 |
| Average Home Value | $321,440 |
Housing Distribution
Address Breakdown
Residential
1,080
Single Family
989
Multi-Family
91
Businesses
87
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices