208 Ralph StRichmondMO64085








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Richmond at 208 Ralph St, Richmond, MO, 64085 with 5% annual appreciation on a $187,500 basis while $1,140/mo rent supports operations. 37% in year one. Equity gained on principal adds $1,210/yr, and five-year appreciation sums $51,803 alongside rental yield of 7.3%. Five-year ROI measures 99.98% and total cumulative return in cash totals $62,143. Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,140/mo property income versus a $918/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1930
9,148 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64085, Richmond, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,973 (100%) |
| Owner Occupied HU | 2,438 (61.4%) |
| Renter Occupied HU | 1,208 (30.4%) |
| Vacant Housing Units | 327 ( 8.2%) |
| Median Home Value | $201,525 |
| Average Home Value | $218,227 |
Housing Distribution
Address Breakdown
Residential
3,821
Single Family
3,757
Multi-Family
64
Businesses
330
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