208 N Main StHarlanKY40831








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Harlan at 208 N Main St, Harlan, KY, 40831 with 5% annual appreciation on a $215,800 basis while $2,018/mo rent supports operations. Total monthly income totals $2,018/mo and a $1,056/mo payment preserves $705/mo for cash returns. Annual cash flow comes to $8,458/yr on $71,538 deployed, and return on cash invested reaches 31.73% in year one. Equity gained on principal adds $1,393/yr, and five-year appreciation sums $59,622 alongside rental yield of 11.22%. Five-year ROI measures 166.12% and total cumulative return in cash totals $118,836.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,018/mo property income versus a $1,056/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1930
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40831, Harlan, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,708 (100%) |
| Owner Occupied HU | 1,417 (52.3%) |
| Renter Occupied HU | 967 (35.7%) |
| Vacant Housing Units | 324 (12.0%) |
| Median Home Value | $155,653 |
| Average Home Value | $177,576 |
Housing Distribution
Address Breakdown
Residential
2,021
Single Family
1,945
Multi-Family
76
Businesses
436
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