208 Live Oak Cir #42RosevilleCA95678
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeMost investment properties struggle to clear the 1.25x DSCR minimum. 208 Live Oak Cir #42, Roseville, CA, 95678 in Roseville clears it at 1.56, a meaningful distinction for the Ziffy Mortgage DSCR approval process. Rental yield 8.41%. Strong coverage makes approval clean and leaves room for vacancy without breaching underwriting thresholds. Five-year appreciation: $102,500; $3,417/yr in principal equity; total projected return: $135,003.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.5% |
| Monthly Cash Flow | $(117) | $400 |
City averages based on Roseville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,600 |
| Total Monthly Debt Service | $2,569 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1984
2,108 sqft lot
$N/A/sqft
$422 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95678, Roseville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,474 (100%) |
| Owner Occupied HU | 9,447 (51.1%) |
| Renter Occupied HU | 8,264 (44.7%) |
| Vacant Housing Units | 763 ( 4.1%) |
| Median Home Value | $596,322 |
| Average Home Value | $652,176 |
Housing Distribution
Address Breakdown
Residential
17,419
Single Family
13,738
Multi-Family
3,681
Businesses
2,784
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1984
2,108 sqft lot
$N/A/sqft
$422 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95678, Roseville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,474 (100%) |
| Owner Occupied HU | 9,447 (51.1%) |
| Renter Occupied HU | 8,264 (44.7%) |
| Vacant Housing Units | 763 ( 4.1%) |
| Median Home Value | $596,322 |
| Average Home Value | $652,176 |
Housing Distribution
Address Breakdown
Residential
17,419
Single Family
13,738
Multi-Family
3,681
Businesses
2,784
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices