208 Jefferson StSchuylkill HavenPA17972
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 208 Jefferson St, Schuylkill Haven, PA, 17972 in Schuylkill Haven is narrow, $166/mo net on $3,180/mo rent after the $2,180/mo debt service, but the property operates at break-even-plus, not a loss. At $459,900 with a 8.3% yield, the long-run equity case via 5% appreciation ($127,062 over five years) and $3,855/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.46 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $177,203.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $166 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,180 |
| Total Monthly Debt Service | $2,943 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
9,148 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17972, Schuylkill Haven, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,100 (100%) |
| Owner Occupied HU | 3,504 (68.7%) |
| Renter Occupied HU | 1,140 (22.4%) |
| Vacant Housing Units | 456 ( 8.9%) |
| Median Home Value | $218,349 |
| Average Home Value | $258,867 |
Housing Distribution
Address Breakdown
Residential
5,168
Single Family
4,799
Multi-Family
369
Businesses
359
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: N/A • N/A
Mls Name: Bright MLS
Mls Provider:
Mls ID: #PASK2029728
