208 Harris Road #GB4Bedford HillsNY10507
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 208 Harris Road #GB4, Bedford Hills, NY, 10507 in Bedford Hills delivers $3,840/mo in gross rent and $501/mo in net monthly income at a $500,000 entry. The 9.22% yield and 1.71 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $138,141 over five years and $4,605/yr in equity from loan paydown, total projected return is $222,939.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $501 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,840 |
| Total Monthly Debt Service | $3,140 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1980
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10507, Bedford Hills, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,117 (100%) |
| Owner Occupied HU | 1,131 (53.4%) |
| Renter Occupied HU | 807 (38.1%) |
| Vacant Housing Units | 179 ( 8.5%) |
| Median Home Value | $713,068 |
| Average Home Value | $923,221 |
Housing Distribution
Address Breakdown
Residential
2,044
Single Family
1,833
Multi-Family
211
Businesses
495
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1980
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10507, Bedford Hills, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,117 (100%) |
| Owner Occupied HU | 1,131 (53.4%) |
| Renter Occupied HU | 807 (38.1%) |
| Vacant Housing Units | 179 ( 8.5%) |
| Median Home Value | $713,068 |
| Average Home Value | $923,221 |
Housing Distribution
Address Breakdown
Residential
2,044
Single Family
1,833
Multi-Family
211
Businesses
495
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Stacy Levey • William Raveis-New York, LLC
Mls Name: OneKey MLS
Mls ID: #903242