208 Floralea PlSaint LouisMO63127
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 208 Floralea Pl, Saint Louis, MO, 63127 in Saint Louis. At $198,900 it earns $1,560/mo in rent and distributes $321/mo to the owner after the $894/mo payment, a consistent 9.41% yield. DSCR 1.74 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $54,952 in value; $1,832/yr in principal paydown compounds ownership stake. Total projected return: $96,166.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 7.8% |
| Monthly Cash Flow | $321 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,560 |
| Total Monthly Debt Service | $1,160 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1957
6,072 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63127, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,141 (100%) |
| Owner Occupied HU | 1,654 (77.3%) |
| Renter Occupied HU | 358 (16.7%) |
| Vacant Housing Units | 129 ( 6.0%) |
| Median Home Value | $558,943 |
| Average Home Value | $585,038 |
Housing Distribution
Address Breakdown
Residential
2,390
Single Family
1,846
Multi-Family
544
Businesses
554
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1957
6,072 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63127, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,141 (100%) |
| Owner Occupied HU | 1,654 (77.3%) |
| Renter Occupied HU | 358 (16.7%) |
| Vacant Housing Units | 129 ( 6.0%) |
| Median Home Value | $558,943 |
| Average Home Value | $585,038 |
Housing Distribution
Address Breakdown
Residential
2,390
Single Family
1,846
Multi-Family
544
Businesses
554
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kathleen Leipholtz • Coldwell Banker Realty - Gundaker
Mls Name: MARIS
Mls ID: #25033526