208 E 44th #6Garden CityID83713
INVESTMENT ANALYSIS
Investment Verdict
Solid Income208 E 44th #6, Garden City, ID, 83713 in Garden City carries a 1.54 coverage ratio, rent of $1,485/mo is 1.54 times the $967/mo payment. Rental yield 8.29%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $215,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $59,401; total projected cumulative return: $58,096.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $(402) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,485 |
| Total Monthly Debt Service | $1,801 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2025
N/A lot
$N/A/sqft
$650 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83713, Boise, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,894 (100%) |
| Owner Occupied HU | 8,424 (70.8%) |
| Renter Occupied HU | 3,232 (27.2%) |
| Vacant Housing Units | 238 ( 2.0%) |
| Median Home Value | $490,804 |
| Average Home Value | $541,999 |
Housing Distribution
Address Breakdown
Residential
12,100
Single Family
11,244
Multi-Family
856
Businesses
698
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2025
N/A lot
$N/A/sqft
$650 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83713, Boise, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,894 (100%) |
| Owner Occupied HU | 8,424 (70.8%) |
| Renter Occupied HU | 3,232 (27.2%) |
| Vacant Housing Units | 238 ( 2.0%) |
| Median Home Value | $490,804 |
| Average Home Value | $541,999 |
Housing Distribution
Address Breakdown
Residential
12,100
Single Family
11,244
Multi-Family
856
Businesses
698
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Danika Aboud • exp Realty, LLC
Mls Name: IMLS
Mls Provider:
Mls ID: #98951569
Disclaimer: IDX information is provided exclusively for consumers personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IMLS does not assume any liability for missing or inaccurate data. Information provided by IMLS is deemed reliable but not guaranteed.