208 Colony RdDillardGA30537
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 3.61% gross rental yield, 208 Colony Rd, Dillard, GA, 30537 in Dillard is priced for capital growth, not immediate cash flow. The $825,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $227,932 by year five, with $7,598/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.67) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $148,868.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.6% | 7.0% |
| Monthly Cash Flow | $(2,542) | $300 |
City averages based on Dillard market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,479 |
| Total Monthly Debt Service | $4,693 |
| DSCR Ratio | 0.53x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1922
10.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30537, Dillard, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,668 (100%) |
| Owner Occupied HU | 557 (33.4%) |
| Renter Occupied HU | 159 ( 9.5%) |
| Vacant Housing Units | 952 (57.1%) |
| Median Home Value | $299,299 |
| Average Home Value | $364,996 |
Housing Distribution
Address Breakdown
Residential
1,087
Single Family
535
Multi-Family
552
Businesses
96
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1922
10.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30537, Dillard, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,668 (100%) |
| Owner Occupied HU | 557 (33.4%) |
| Renter Occupied HU | 159 ( 9.5%) |
| Vacant Housing Units | 952 (57.1%) |
| Median Home Value | $299,299 |
| Average Home Value | $364,996 |
Housing Distribution
Address Breakdown
Residential
1,087
Single Family
535
Multi-Family
552
Businesses
96
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices