208 Church St UNIT 208WalthamMA02452
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis is a cash-flow-light asset: 208 Church St UNIT 208, Waltham, MA, 02452 in Waltham, $614,999, 7.59% gross yield, $15/mo net income. Consider it a market-entry position, the $3,892/mo rent covers the $2,765/mo payment with a margin, and 5%/yr appreciation is projected to add $169,913 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.41) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $234,530.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.0% |
| Monthly Cash Flow | $15 | $1,200 |
City averages based on Waltham market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,892 |
| Total Monthly Debt Service | $3,632 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1977
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02452, Waltham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,229 (100%) |
| Owner Occupied HU | 2,813 (53.8%) |
| Renter Occupied HU | 2,140 (40.9%) |
| Vacant Housing Units | 276 ( 5.3%) |
| Median Home Value | $834,778 |
| Average Home Value | $895,757 |
Housing Distribution
Address Breakdown
Residential
5,369
Single Family
3,522
Multi-Family
1,847
Businesses
411
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1977
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02452, Waltham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,229 (100%) |
| Owner Occupied HU | 2,813 (53.8%) |
| Renter Occupied HU | 2,140 (40.9%) |
| Vacant Housing Units | 276 ( 5.3%) |
| Median Home Value | $834,778 |
| Average Home Value | $895,757 |
Housing Distribution
Address Breakdown
Residential
5,369
Single Family
3,522
Multi-Family
1,847
Businesses
411
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joseph Pollack • Redfin Corp.
Mls Name: MLS PIN
Mls ID: #73408258