20792 2nd St, Cottonwood, CA, 96022 | $271/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

Get Pre-Approved

Nearby investment properties with comparable rents

3 Bed
2 Bath
1300 sft

2873 Arcade Way SPACE 205, Redding, CA, 96002

2 Bed
1 Bath
1564 sft

18534 Candy Ln, Redding, CA, 96003

3 Bed
2 Bath
1150 sft

4554 Chippewa Ln #287, Redding, CA, 96003

3 Bed
2 Bath
1440 sft

19520 Ridgeline Ct, Cottonwood, CA, 96022

Nearby investment properties with comparable prices

3 Bed
2 Bath
1624 sft

4550 Underwood Dr SPACE 270, Redding, CA, 96003

- Bed
- Bath
1320 sft

11775 Highway 99e, Red Bluff, CA, 96080

2 Bed
2 Bath
780 sft

16501 Endeavor Ln, Red Bluff, CA, 96080

- Bed
1 Bath
672 sft

4091 Saint Patricks Ave, Redding, CA, 96003

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

Explore more listings using simple english

Investment Highlights

Investment property for sale in Cottonwood at 20792 2nd St, Cottonwood, CA, 96022 listed at $160,000 pairs $1,261/mo rent with a $783/mo payment to leave $271/mo cash flow. Total monthly income runs $1,261/mo, and annual cash flow reaches $3,256/yr on $53,040 cash to close. Return on cash invested measures 26.05% in year one, and rental yield registers 9.46% at a $160,000 basis. Equity gained on principal adds $1,032/yr, and annual property appreciation at 5% supports $44,205 by year five. Five-year ROI tracks 135.82% and total cumulative return in cash totals $72,038. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,261/mo property income relative to a $783/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in N/A

12 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 96022, Cottonwood, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	6,867 (100%)
Owner Occupied HU	4,923 (71.7%)
Renter Occupied HU	1,368 (19.9%)
Vacant Housing Units	576 ( 8.4%)
Median Home Value	$434,730
Average Home Value	$463,146