20780 NE 63rd StHarrahOK73045
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Harrah rental at 20780 NE 63rd St, Harrah, OK, 73045 sits in the solid-income band: 9.53% gross yield, $1,508/mo rent, $295/mo net after the $854/mo debt service, DSCR 1.77. Entry price of $190,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $52,494 and $1,750/yr in principal reduction bring total cumulative return to $91,203.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $295 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,508 |
| Total Monthly Debt Service | $1,138 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1981
6.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73045, Harrah, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,082 (100%) |
| Owner Occupied HU | 3,626 (71.3%) |
| Renter Occupied HU | 1,099 (21.6%) |
| Vacant Housing Units | 357 ( 7.0%) |
| Median Home Value | $279,295 |
| Average Home Value | $317,610 |
Housing Distribution
Address Breakdown
Residential
4,808
Single Family
4,776
Multi-Family
32
Businesses
273
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1981
6.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73045, Harrah, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,082 (100%) |
| Owner Occupied HU | 3,626 (71.3%) |
| Renter Occupied HU | 1,099 (21.6%) |
| Vacant Housing Units | 357 ( 7.0%) |
| Median Home Value | $279,295 |
| Average Home Value | $317,610 |
Housing Distribution
Address Breakdown
Residential
4,808
Single Family
4,776
Multi-Family
32
Businesses
273
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices