20721 E Mingus DrMayerAZ86333
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 20721 E Mingus Dr, Mayer, AZ, 86333 in Mayer earns a 9.49% gross yield at $199,990. Rent of $1,582/mo nets $400/mo after the $899/mo mortgage. The 1.76 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $55,254 and $1,842/yr in equity accumulation project a total cumulative return of $101,347.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 5.0% |
| Monthly Cash Flow | $400 | $1,200 |
City averages based on Mayer market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,582 |
| Total Monthly Debt Service | $1,103 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1982
8,802 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86333, Mayer, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,374 (100%) |
| Owner Occupied HU | 2,401 (71.2%) |
| Renter Occupied HU | 502 (14.9%) |
| Vacant Housing Units | 471 (14.0%) |
| Median Home Value | $229,370 |
| Average Home Value | $526,686 |
Housing Distribution
Address Breakdown
Residential
2,253
Single Family
2,154
Multi-Family
99
Businesses
116
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1982
8,802 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86333, Mayer, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,374 (100%) |
| Owner Occupied HU | 2,401 (71.2%) |
| Renter Occupied HU | 502 (14.9%) |
| Vacant Housing Units | 471 (14.0%) |
| Median Home Value | $229,370 |
| Average Home Value | $526,686 |
Housing Distribution
Address Breakdown
Residential
2,253
Single Family
2,154
Multi-Family
99
Businesses
116
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices