20703 Rubble LnRichmondTX77407
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 20703 Rubble Ln, Richmond, TX, 77407 in Richmond achieves a 1.60 ratio at $448,500: $3,233/mo rent versus $2,017/mo debt service. Rental yield 8.65%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 8.65% yield compounds alongside 5% annual appreciation projecting $123,912 in value. Total projected cumulative return: $171,108.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.5% |
| Monthly Cash Flow | $(16) | $285 |
City averages based on Richmond market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,233 |
| Total Monthly Debt Service | $3,070 |
| DSCR Ratio | 1.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
6,917 sqft lot
$N/A/sqft
$715 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
6,917 sqft lot
$N/A/sqft
$715 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kendyl Maurer-Somer • Weichert, Realtors - The Murray Group
Mls Name: HAR
Mls Provider:
Mls ID: #98947866
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