20701 Beach Blvd SPC 183Huntington BeachCA92648
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 20701 Beach Blvd SPC 183, Huntington Beach, CA, 92648 in Huntington Beach speaks for itself: 28.55% gross on a $275,000 price, generating $6,542/mo in rent and $4,841/mo in net income after the $1,237/mo debt service. DSCR 5.29, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $58,094 stacks alongside $75,977 in projected five-year appreciation and $2,533/yr in principal reduction. Projected total cumulative return: $415,755.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 28.6% | 5.5% |
| Monthly Cash Flow | $4,841 | $300 |
City averages based on Huntington Beach market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,542 |
| Total Monthly Debt Service | $1,592 |
| DSCR Ratio | 4.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2002
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92648, Huntington Beach, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,931 (100%) |
| Owner Occupied HU | 9,644 (46.1%) |
| Renter Occupied HU | 9,918 (47.4%) |
| Vacant Housing Units | 1,369 ( 6.5%) |
| Median Home Value | $1,378,256 |
| Average Home Value | $1,412,021 |
Housing Distribution
Address Breakdown
Residential
21,474
Single Family
13,603
Multi-Family
7,871
Businesses
1,820
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2002
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92648, Huntington Beach, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,931 (100%) |
| Owner Occupied HU | 9,644 (46.1%) |
| Renter Occupied HU | 9,918 (47.4%) |
| Vacant Housing Units | 1,369 ( 6.5%) |
| Median Home Value | $1,378,256 |
| Average Home Value | $1,412,021 |
Housing Distribution
Address Breakdown
Residential
21,474
Single Family
13,603
Multi-Family
7,871
Businesses
1,820
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices