2070 Panorama StLochbuieCO80603
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.13% yield at 2070 Panorama St, Lochbuie, CO, 80603 in Lochbuie is solid, but the $2,003/mo payment compresses net cash flow to $52/mo at $445,530. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $123,092 by year five, and $4,103/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.32) without U.S. income documentation. Total projected return: $171,632.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 5.5% |
| Monthly Cash Flow | $52 | $300 |
City averages based on Lochbuie market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,648 |
| Total Monthly Debt Service | $2,419 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80603, Brighton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,636 (100%) |
| Owner Occupied HU | 5,005 (88.8%) |
| Renter Occupied HU | 536 ( 9.5%) |
| Vacant Housing Units | 95 ( 1.7%) |
| Median Home Value | $574,462 |
| Average Home Value | $591,347 |
Housing Distribution
Address Breakdown
Residential
5,625
Single Family
5,625
Multi-Family
0
Businesses
160
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80603, Brighton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,636 (100%) |
| Owner Occupied HU | 5,005 (88.8%) |
| Renter Occupied HU | 536 ( 9.5%) |
| Vacant Housing Units | 95 ( 1.7%) |
| Median Home Value | $574,462 |
| Average Home Value | $591,347 |
Housing Distribution
Address Breakdown
Residential
5,625
Single Family
5,625
Multi-Family
0
Businesses
160
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
