207 Willow StUnion PointGA30669
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 207 Willow St, Union Point, GA, 30669 in Union Point is listed at $160,000 and delivers $1,245/mo in rent and $271/mo in net monthly cash flow. The 9.34% yield and 1.73 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $44,205 over five years, and $1,474/yr in principal reduction supplements cash return. Total projected cumulative return: $78,124.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 9.0% |
| Monthly Cash Flow | $271 | $1,200 |
City averages based on Union Point market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,245 |
| Total Monthly Debt Service | $910 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1989
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30669, Union Point, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,521 (100%) |
| Owner Occupied HU | 916 (60.2%) |
| Renter Occupied HU | 367 (24.1%) |
| Vacant Housing Units | 238 (15.6%) |
| Median Home Value | $140,789 |
| Average Home Value | $255,344 |
Housing Distribution
Address Breakdown
Residential
1,345
Single Family
1,345
Multi-Family
0
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1989
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30669, Union Point, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,521 (100%) |
| Owner Occupied HU | 916 (60.2%) |
| Renter Occupied HU | 367 (24.1%) |
| Vacant Housing Units | 238 (15.6%) |
| Median Home Value | $140,789 |
| Average Home Value | $255,344 |
Housing Distribution
Address Breakdown
Residential
1,345
Single Family
1,345
Multi-Family
0
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Taylor Cornell • American Realty Professionals of Georgia, LLC.
Mls Name: FMLS GA
Mls ID: #7611621