207 W Pullum StSamsonAL36477
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 207 W Pullum St, Samson, AL, 36477 in Samson speaks for itself: 11.32% gross on a $168,600 price, generating $1,590/mo in rent and $638/mo in net income after the $758/mo debt service. DSCR 2.10, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,660 stacks alongside $46,581 in projected five-year appreciation and $1,553/yr in principal reduction. Projected total cumulative return: $104,648.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 6.2% |
| Monthly Cash Flow | $638 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,590 |
| Total Monthly Debt Service | $885 |
| DSCR Ratio | 1.80x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36477, Samson, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,258 (100%) |
| Owner Occupied HU | 1,346 (59.6%) |
| Renter Occupied HU | 563 (24.9%) |
| Vacant Housing Units | 349 (15.5%) |
| Median Home Value | $106,780 |
| Average Home Value | $159,846 |
Housing Distribution
Address Breakdown
Residential
2,204
Single Family
2,204
Multi-Family
0
Businesses
184
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1958
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36477, Samson, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,258 (100%) |
| Owner Occupied HU | 1,346 (59.6%) |
| Renter Occupied HU | 563 (24.9%) |
| Vacant Housing Units | 349 (15.5%) |
| Median Home Value | $106,780 |
| Average Home Value | $159,846 |
Housing Distribution
Address Breakdown
Residential
2,204
Single Family
2,204
Multi-Family
0
Businesses
184
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices