207 Smoak St, Bamberg, SC, 29003 | $517/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Bamberg at 207 Smoak St, Bamberg, SC, 29003 offers a 10.7% rental yield on a $185,000 purchase with $1,649/mo rent. Total monthly income registers $1,649/mo, and a $905/mo payment leaves $517/mo available for distribution. Annual cash flow reaches $6,207/yr on $61,328 to close, and return on cash invested stands at 30.03% in year one. Equity gained on principal adds $1,194/yr while 5% annual appreciation supports $51,112 over five years. Portfolio math shows five-year ROI at 157.07% and total cumulative return in cash at $96,327. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,649/mo property income against a $905/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1972

0.36 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 29003, Bamberg, SC area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	2,783 (100%)
Owner Occupied HU	1,754 (63.0%)
Renter Occupied HU	654 (23.5%)
Vacant Housing Units	375 (13.5%)
Median Home Value	$137,500
Average Home Value	$158,556