207 N Main StCommerceOK74339








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Commerce at 207 N Main St, Commerce, OK, 74339 listed at $119,900 pairs $933/mo rent with a $587/mo payment to leave $167/mo cash flow. Total monthly income runs $933/mo, and annual cash flow reaches $2,006/yr on $39,747 cash to close. Return on cash invested measures 24.96% in year one, and rental yield registers 9.34% at a $119,900 basis. Equity gained on principal adds $774/yr, and annual property appreciation at 5% supports $33,126 by year five. Five-year ROI tracks 130.27% and total cumulative return in cash totals $51,780. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $933/mo property income relative to a $587/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 1930
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74339, Commerce, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 980 (100%) |
| Owner Occupied HU | 534 (54.5%) |
| Renter Occupied HU | 280 (28.6%) |
| Vacant Housing Units | 166 (16.9%) |
| Median Home Value | $70,641 |
| Average Home Value | $98,371 |
Housing Distribution
Address Breakdown
Residential
921
Single Family
920
Multi-Family
1
Businesses
93
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Listed by: Dustin B Foster • Solid Rock REALTORS - Miami
Mls Name: Northeast Oklahoma BOR
Mls ID: #25-1126
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.






