207 N Cumberland AveHarlanKY40831








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Harlan at 207 N Cumberland Ave, Harlan, KY, 40831 offers $0/mo rent that, after a $1,121/mo payment. Total monthly income is $0/mo. Return on cash invested measures -2.12% in year one, and rental yield stands at 0% at a $229,000 entry. Equity gained on principal adds $1,478/yr while 5% annual appreciation compounds into $63,268 by year five. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $0/mo property income versus a $1,121/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1920
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40831, Harlan, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,708 (100%) |
| Owner Occupied HU | 1,417 (52.3%) |
| Renter Occupied HU | 967 (35.7%) |
| Vacant Housing Units | 324 (12.0%) |
| Median Home Value | $155,653 |
| Average Home Value | $177,576 |
Housing Distribution
Address Breakdown
Residential
2,021
Single Family
1,945
Multi-Family
76
Businesses
436
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices







