207 Lonnie RdCottonwoodAL36320
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Cottonwood at 207 Lonnie Rd, Cottonwood, AL, 36320 with 5% annual appreciation on a $349,900 basis while $2,012/mo rent supports operations. Total monthly income totals $2,012/mo and a $1,713/mo payment preserves $37/mo for cash returns. Annual cash flow comes to $439/yr on $115,992 deployed, and return on cash invested reaches 20.29% in year one. Equity gained on principal adds $2,258/yr, and five-year appreciation sums $96,671 alongside rental yield of 6.9%. Five-year ROI measures 104.16% and total cumulative return in cash totals $120,822.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,012/mo property income versus a $1,713/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 2004
4.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36320, Cottonwood, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,867 (100%) |
| Owner Occupied HU | 1,302 (69.7%) |
| Renter Occupied HU | 367 (19.7%) |
| Vacant Housing Units | 198 (10.6%) |
| Median Home Value | $180,488 |
| Average Home Value | $213,005 |
Housing Distribution
Address Breakdown
Residential
1,495
Single Family
1,495
Multi-Family
0
Businesses
66
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Listed by: Kelli Dillard Brannon • Tri State Realty
Mls Name: SAMLS
Mls ID: #205309